Personal Banking
Features & Benefits 
Fixed Interest Rate
Highest Interest Earnings
Great way to save money
Minimum Balance to Open the Account
$1000
Terms
3 months to 5 years
Rate Information
The interest rate and Annual Percentage Yield (APY) in effect at account opening will be paid until first maturity. For details, please stop by or call one of our offices.
Transaction Limitation
You may not make any deposits into your account before maturity. You can only withdraw interest credited in the term before maturity of that term without penalty.
Early Withdrawal Penalty
A penalty will be imposed for withdrawals before maturity. Other restrictions may apply.
Renewal of Time Deposit
Automatic renewal for your convenience. For details, please stop by our offices.
Interest Compounding & Credit Frequency
Interest will be compounded daily and credited to your account monthly, quarterly, or annually. Interest does not accrue after maturity.
IRAs
Individual Retirement Accounts (IRA) help you avoid volatility and lock you into a guaranteed rate with no fees to open or maintain an account.
