Certificates of Deposit

Earn interest at a fixed rate on funds for a specific period of time  

Features & Benefits

Fixed Interest Rate
Highest Interest Earnings
Great way to save money

Minimum Balance to Open the Account



3 months to 5 years

Rate Information

The interest rate and Annual Percentage Yield (APY) in effect at account opening will be paid until first maturity. For details, please stop by or call one of our offices.

Transaction Limitation

You may not make any deposits into your account before maturity. You can only withdraw interest credited in the term before maturity of that term without penalty.

Early Withdrawal Penalty

A penalty may be imposed for withdrawals before maturity.

Renewal of Time Deposit

Automatic renewal for your convenience. For details, please stop by our offices.

Interest Compounding & Credit Frequency

Interest will be compounded daily and credited to your account monthly, quarterly, or annually. Interest does not accrue after maturity.


Individual Retirement Accounts (IRA) help you avoid volatility and lock you into a guaranteed rate with no fees to open or maintain an account.