[1/15/2024] Please note all PromiseOne Bank branches will be closed on Monday, January 15th, 2024 in observance of Martin Luther King Jr. Day.

[12/01/2022] PromiseOne Bank awarded $20,000 in scholarships to high school and college students in Gwinnett, Fulton, Dekalb, Harris (TX) counties. This is our 8th year hosting this scholarship event and we received the greatest number of applications. We are very excited and proud to continue our annual scholarship program that has helped so many students in our communities and hope to continue supporting students’ goals. Here are the list of this year’s scholarship recipients. Congratulations! Caroline Choi (Peachtree Ridge High School) Injae Cho (Georgia Tech) Jacob Park (Northview High School) Rachel Jeong (University of Texas at Austin) Rachel Park (Georgia Tech) Wonjin Cho (Georgia Tech) Alex Yang (University of Georgia) Lauren Pak (Georgia Tech) Noel Park (Georgia State University) Yeeun Kim (Kennesaw State University)

[2/13/2023] PromiseOne Bank team had a great time volunteering with Junior Achievement of Georgia at their Discovery Center in Gwinnett. Our dedicated volunteers assisted Jordan Middle school student through the rare opportunity to experience their personal financial futures first-hand. Volunteers assisted students in an immersive simulation that enabled the students to develop skills to successfully navigate todays complex economic environment and discover how decisions today can impact tomorrow. It was fun working with the students and sharing our financial knowledge that the students can utilize as they plan for the future! PromiseOne Bank will be planning future events and will continue support for our community!

[11/03/2022] PromiseOne Bank cares about protecting yourself, your loved ones and your finances during this busy holiday season. Here are some tips to keep yourself, your money, and your identity safe during the hustle and bustle of the season. Beware of Scams ‘Tis the season for scams. Email scams asking for account information and passwords increase this time of year, as do robocalls with a voice telling you they are from a reputable business such as “Visa Services” or “Amazon”. No reputable retailer or financial institution will ever call you and ask for your personal information. These scams may come in the form of phone calls, text messages and emails. Make sure to hang up the phone calls, and delete unsolicited text messages and emails. If you are concerned, you can call the business back using the phone number provided from their website. Do Not Shop Online Using Public Wi-Fi Utilizing public WiFi is not a safe method when shopping online. To protect yourself, make all online purchases from your home or turn off public Wi-Fi and use data instead. Entering your credit card number or other sensitive bank account information makes you much more susceptible to fraud when using an unsecured network. Carrying Cash or Making Large Cash Transactions Always be aware of your surroundings when you plan to carry large amounts of cash on your person. This includes when you make a large cash deposit or withdraw cash from a teller window or ATM. PromiseOne Bank has security guards in all branch locations for your safety. If withdrawing from an ATM be sure to try to do so in the day time and be aware of your surroundings, including when entering your PIN information. Personal Safety Tips for this Holiday Season

• Shop during daylight hours whenever possible. If you must shop at night, go with a friend or family member.
• Avoid wearing expensive jewelry while out casually shopping.
• Avoid carrying large amounts of cash.
• Keep cash in your front pocket.
• If your debit or credit card is lost or stolen, contact your financial institution right away.
• Beware of strangers approaching you for any reasons. At this time of year, “con artists” may try various methods of distracting you with the intention of taking your money or belongings. Large displays of holiday gifts should not be visible through the windows and doors of your home.
• Be extra prudent to lock your doors and windows when you leave your house or at night.

Stay safe, be well, and happy holiday from everyone at PromiseOne Bank.

[09/01/2022] The 8^th PromiseOne Bank Scholarship with Choson Foundation Look Forward to the Future!   To encourage the academic future of students of the community, PromiseOne Bank and Choson Foundation jointly offering scholarship to 10 students.

• Who: High School Senior and College  Student of 2022-2023 school year for schools located in Gwinnett, Fulton, DeKalb, Harris (TX) Counties.
• Scholarship Amount: $2,000.00 per person (Total 10 Students)

Documents required:

1. Application for Scholarship
2. Unofficial Transcript – If the student’s application is selected, we may ask that a sealed official transcript to mailed to us prior to the disbursement of the scholarship award
3. 2021 tax return of student’s parent/guardian
4. Essay – “What's the most difficult challenge you've ever faced? How did you handle it?"

• Where to send complete application: PromiseOne Bank Scholarship Committee Scholarship@promiseone.bank
• Deadline: 10/21/2022

 

[6/17/2022] Fake Check Scams As the pandemic continues and as inflation continues to increase, fraud will continue to rise with it. One of the methods fraudster use is known as a fake check scam. In a fake check scam, fraudsters will issue you a check or money order worth more than the amount owed to you and instruct you to wire the excess funds back to them before receiving your lump sum payment. After you have sent the money, you find out that the check or money order is fake. Some scams involve payment for a new job, overpayment for something sold online, or “prize money” from a lottery or sweepstakes that you have “won”. Regardless of the situation, the scammer’s goal is always the same, try to convince you to deposit the fraudulent check or money order and then send some of the money back. Real life scenario: A fraudster emailed the victim saying he found her resume online and after an “interview” conducted over a texting platform, she was “hired”. The new boss needed her to buy a computer and told her he was going to send her a check for $1,900. The victim thought this was legitimate and deposited the check into her account. The money showed up in her account with no problem (so she thought). The boss then instructed her to send payment to an individual via Zelle for payment of the new computer. The victim knew the money was gone, but assumed it was their money to lose and did not suspect any foul play. What she did not realize was the money was never really there. The job was fake, the check was worthless, and ultimately bounced, leaving the victim overdrawn and liable for the amount overdrawn. Federal law requires financial institutions to make some portion of the check funds available immediately (Regulation CC), even before the check clears. However that does not mean that the check cannot come back and reverse. This is why you should be careful when depositing checks from individuals unknown to you. How to protect yourself: If you are suspicious about a check you received, ask yourself:

• Is the check for more than you expected?
• Did you receive specific instructions on how to deposit the check?
• Are you asked to send money back using an immediate form of payment such as, a money order, gift card, wire transfer, or mobile payment?
• Are you directed to act quickly to make the deposit and return the money?
• Does the person who sent the check keep asking when you’re going to send the money?

If you answered ‘yes’ to any of these questions, don’t deposit the check. Be aware: It can take weeks for a bank to confirm a bad check after it’s deposited and you may be out the amount of the check and any money sent to the scammer.

[5/12/2022] PromiseOne Bank team had a great time volunteering with Junior Achievement of Georgia at their Discovery Center in Gwinnett. Our dedicated volunteers assisted Jordan Middle school student through the rare opportunity to experience their personal financial futures first-hand. Volunteers assisted students in an immersive simulation that enabled the students to develop skills to successfully navigate todays complex economic environment and discover how decisions today can impact tomorrow. It was fun working with the students and sharing our financial knowledge that the students can utilize as they plan for the future! PromiseOne Bank will be planning future events and will continue support for our community!

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